What is a Fixed Index Annuity?

Fixed Indexed Annuities (FIA) are not suitable for all investors. FIAs permit investors to participate in only a stated percentage of an increase in an index (participation rate) and may impose a maximum annual account value percentage increase. FIAs typically do not allow for participation in dividends accumulated on the securities represented by the index. Annuities are long-term, tax-deferred investment vehicles designed for retirement purposes. Withdrawals prior to 59 ½ may result in an IRS penalty, and surrender charges may apply. Guarantees are based on the claims-paying ability of the issuing insurance company.

We are here to help.

Let's Talk
<br/>Kevin Dunnigan, MBA CFP&#174;<br/><br/>CERTIFIED FINANCIAL PLANNER&#8482; Professional

Kevin Dunnigan, MBA CFP®


[email protected]


<span style="font-family: var(--fmgFont);" data-mce-style="font-family: var(--fmgFont);"><br/>Hayden Lowry<br/><br/></span><span style="font-family: var(--fmgFont);" data-mce-style="font-family: var(--fmgFont);">LPL Financial Advisor | Investment Manager</span>

Hayden Lowry

LPL Financial Advisor | Investment Manager

[email protected]



290 E. 25th Street
Loveland, CO 80538